<?xml version="1.0"?><rss version="2.0"><channel><title>Virginia Beach Virginia Real Estate News &amp; Listings Presented By Kevin Monette Real Estate Team</title><link>http://www.virginiabeachhomesonline.com</link><description></description><lastBuildDate>Thu, 23 May 2013 08:21:46 GMT</lastBuildDate><item><title>The moment you drive up you will think perfect.</title><description><![CDATA[<img src="http://www.virginiabeachhomesonline.com/property/1964-BEECHWOOD-RD-Chesapeake-Virginia/images/index/521221/0/t" title="" alt="" style="float:left; padding:3px;" /><p>This home will take your breathe away walking in the door. Open floor plan will take entertaining to a new level. Great eat in kitchen with granite counter tops overlooking the family room. Separate formal living room &amp; dining area.</p>
]]></description><link>http://www.virginiabeachhomesonline.com/property/1964-BEECHWOOD-RD-Chesapeake-Virginia</link><guid>http://www.virginiabeachhomesonline.com/property/1964-BEECHWOOD-RD-Chesapeake-Virginia</guid><pubDate>Wed, 22 May 2013 22:44:00 GMT</pubDate></item><item><title>Pool, Hot tub, great location so all you need in a home!!!!</title><description><![CDATA[<img src="http://www.virginiabeachhomesonline.com/property/5325-DOON-ST-Virginia-Beach-Virginia/images/index/521210/0/t" title="" alt="" style="float:left; padding:3px;" /><p>Your dream home is now available &amp; it&#39;s just in time for summer! Gorgeous pool with a brand new liner, luxurious hot tub, dual zone HVAC system, fabulous wet bar, new windows, awesome gas fireplace &amp; a great floor plan. What more could you ask for?&nbsp; Welcome Home!</p>
]]></description><link>http://www.virginiabeachhomesonline.com/property/5325-DOON-ST-Virginia-Beach-Virginia</link><guid>http://www.virginiabeachhomesonline.com/property/5325-DOON-ST-Virginia-Beach-Virginia</guid><pubDate>Wed, 22 May 2013 22:00:00 GMT</pubDate></item><item><title>5088 HARVEST CT, Virginia Beach 23464</title><description><![CDATA[<img src="http://www.virginiabeachhomesonline.com/property/5088-HARVEST-CT-Virginia-Beach-Virginia/images/index/516241/0/t" title="" alt="" style="float:left; padding:3px;" />This home was rehabbed in 2011. Plenty of space for a big family & home sits close to everything a family needs.  Interstate is a few miles away which provides quick access to everthing. Call today before it is gone.]]></description><link>http://www.virginiabeachhomesonline.com/property/5088-HARVEST-CT-Virginia-Beach-Virginia</link><guid>http://www.virginiabeachhomesonline.com/property/5088-HARVEST-CT-Virginia-Beach-Virginia</guid><pubDate>Fri, 10 May 2013 21:48:00 GMT</pubDate></item><item><title>1266 W OCEAN VIEW AVE # 3, Norfolk 23503</title><description><![CDATA[<img src="http://www.virginiabeachhomesonline.com/property/1266-W-OCEAN-VIEW-AVE-3-Norfolk-Virginia/images/index/516240/0/t" title="" alt="" style="float:left; padding:3px;" />Just steps from the beach & a couple miles to Norfolk Naval Base. What a great place to come home to after a long day at work & spend your weekends. Great location, close to everything you need!]]></description><link>http://www.virginiabeachhomesonline.com/property/1266-W-OCEAN-VIEW-AVE-3-Norfolk-Virginia</link><guid>http://www.virginiabeachhomesonline.com/property/1266-W-OCEAN-VIEW-AVE-3-Norfolk-Virginia</guid><pubDate>Fri, 10 May 2013 21:48:00 GMT</pubDate></item><item><title>Nice Quiet End Unit in Picturesque Setting</title><description><![CDATA[<img src="http://www.virginiabeachhomesonline.com/property/714-CHASEWAY-ST-Virginia-Beach-Virginia/images/index/487749/0/t" title="" alt="" style="float:left; padding:3px;" /><p>
	Great location close to shopping and restaurants</p>
]]></description><link>http://www.virginiabeachhomesonline.com/property/714-CHASEWAY-ST-Virginia-Beach-Virginia</link><guid>http://www.virginiabeachhomesonline.com/property/714-CHASEWAY-ST-Virginia-Beach-Virginia</guid><pubDate>Sat, 09 Mar 2013 01:33:00 GMT</pubDate></item><item><title>Beautifully Maintained Practically New Home!</title><description><![CDATA[<img src="http://www.virginiabeachhomesonline.com/property/1217-VERANDA-WAY-Chesapeake-Virginia/images/index/487744/0/t" title="" alt="" style="float:left; padding:3px;" /><p>This home boasts an&nbsp; open floor plan, high ceilings, a HUGE master bedroom with his and her walk in closets.&nbsp; Master bath with a Jetted tub and separate shower. Open kitchen with stainless steel&nbsp; appliances.</p>
]]></description><link>http://www.virginiabeachhomesonline.com/property/1217-VERANDA-WAY-Chesapeake-Virginia</link><guid>http://www.virginiabeachhomesonline.com/property/1217-VERANDA-WAY-Chesapeake-Virginia</guid><pubDate>Sat, 09 Mar 2013 01:15:00 GMT</pubDate></item><item><title>Move in Ready Home in Greenbrier</title><description><![CDATA[<img src="http://www.virginiabeachhomesonline.com/property/1000-SCARLET-OAK-CT-S-Chesapeake-Virginia/images/index/487717/0/t" title="" alt="" style="float:left; padding:3px;" /><p>Best Buy! 1722 square ft well maintained &amp; immaculate home. Move in ready. Fresh paint. Wood &amp; ceramic floors downstairs. Family room with beautiful fireplace. Very cute child&#39;s room with built in bunk bed. Backyard with outdoor gazebo for entertaining &amp; a 10x8 shed for storage. Short sale</p>
]]></description><link>http://www.virginiabeachhomesonline.com/property/1000-SCARLET-OAK-CT-S-Chesapeake-Virginia</link><guid>http://www.virginiabeachhomesonline.com/property/1000-SCARLET-OAK-CT-S-Chesapeake-Virginia</guid><pubDate>Sat, 09 Mar 2013 00:03:00 GMT</pubDate></item><item><title>Renovated Condo a Short Walk from the Bay!</title><description><![CDATA[<img src="http://www.virginiabeachhomesonline.com/property/2200-KLEEN-ST-Virginia-Beacb-Virginia/images/index/487715/0/t" title="" alt="" style="float:left; padding:3px;" /><p>Immaculate home, renovated 2009-2010 with new kitchen cabinet &amp; countertops, ceiling fans &amp; light fixture, energy efficient windows, heat pump, upgrade laminate floors, bathroom vanity all new 2009-2010. Approved short sale with $3000 Closing costs assistance.</p>
]]></description><link>http://www.virginiabeachhomesonline.com/property/2200-KLEEN-ST-Virginia-Beacb-Virginia</link><guid>http://www.virginiabeachhomesonline.com/property/2200-KLEEN-ST-Virginia-Beacb-Virginia</guid><pubDate>Fri, 08 Mar 2013 23:56:00 GMT</pubDate></item><item><title>Meticulously maintained &amp; recently updated condo overlooking serene park setting.</title><description><![CDATA[<img src="http://www.virginiabeachhomesonline.com/property/2791-BROWNING-DR-Virginia-Beach-Virginia/images/index/487709/0/t" title="" alt="" style="float:left; padding:3px;" /><p>
	Pristine&nbsp;and truly move-in ready open/spacious floor plan. Extra storage throughout. Huge 636 sqft garage. Private elevator. Refrigerator conveys on full price offer only. No question of value here! Appraised for $240,000 on 2/27/13. Be sure to&nbsp;see the Village Hall, pool &amp; clubhouse.Situated in the premier 55+ Signature Golf Course Community. Beautiful hardwood laminate pecan flooring, top of the line stainless steel French door refrigerator, dishwasher heat pump &amp; private elevator all less then 2 years old.</p>
]]></description><link>http://www.virginiabeachhomesonline.com/property/2791-BROWNING-DR-Virginia-Beach-Virginia</link><guid>http://www.virginiabeachhomesonline.com/property/2791-BROWNING-DR-Virginia-Beach-Virginia</guid><pubDate>Fri, 08 Mar 2013 23:41:00 GMT</pubDate></item><item><title>Mortgage Rates Moving Forward</title><description><![CDATA[<p>
	<img alt="" src="http://www.virginiabeachhomesonline.com/agent_files/542820_10151563247184175_592647120_n.jpg" style="width: 480px; height: 360px;" /></p>
<p>
	&nbsp;</p>
<p>
	<a href="http://movementmortgage.com/" rel="nofollow nofollow" style="color: rgb(59, 89, 152); cursor: pointer; font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; font-size: 11px; line-height: 16px; background-color: rgb(241, 243, 248);" target="_blank">http://MovementMortgage.com/</a></p>]]></description><link>http://www.virginiabeachhomesonline.com/Blog/Mortgage-Rates-Moving-Forward</link><guid>http://www.virginiabeachhomesonline.com/Blog/Mortgage-Rates-Moving-Forward</guid><pubDate>Thu, 28 Feb 2013 03:00:00 GMT</pubDate></item><item><title>What Do You Want and Need in a Home?</title><description><![CDATA[<p>
	Finding a new home can be exciting. But deciding what you truly want and need-and can afford- can be challenging. Making these decisions begin with setting priorities among many different preferences. Most homebuyers invariably face trade-offs. Your buyer&#39;s representative can play a key role in helping you sort out your options. He or she can also offer important insights specific to your local market.&nbsp;</p>
<p>
	Here are many of the considerations you will want to discuss:</p>
<p>
	BASIC HOME FEATURES<br />
	*Do you prefer a single-family detached home, townhome, condominium, or other type of property?<br />
	*Desired number of bedroom and bathrooms<br />
	*Preferences regarding&nbsp;kitchen, dining, family rooms, etc. and preferred home layout<br />
	*High priority home features, such as kitchen appliances, fireplace, etc.&nbsp;<br />
	*Other types&nbsp;of rooms needed(e.g., a home office or hobby space)<br />
	*Storage spaces(closets, basement, an outdoor shed, etc.)<br />
	*Need for a garage or parking space</p>
<p>
	OTHER HOME PREFERENCES<br />
	*Ranch, two story, split level, etc.<br />
	*Age and style of home<br />
	*How important is energy efficiency or other green home features?</p>
<p>
	NEIGHBORHOODS/LOCATION<br />
	*Commuting considerations<br />
	*Proximity to desirable features(such as school, hospital, exercise facility, etc.)<br />
	*Views-how important is it to find your ideal view(overlooking a park) or avoid a bad one(a busy highway)?</p>
<p>
	LOT CHARACTERISTICS<br />
	*Size and shape including back, front and side yards<br />
	*Landscaping considerations- need for play areas, privacy, patio space, decking, etc.<br />
	*Home orientation- is it important for your home to face a particular direction?</p>
<p>
	LIFE AT HOME<br />
	*If you will be sharing your home with children, pets, live-in parents or others, how does this impact your house preferences? Both now and in the future?<br />
	*Proximity to neighbors</p>
<p>
	RELATED COSTS<br />
	*Homeowners association fees?<br />
	*Property taxes</p>
<p>
	TRADE-OFFS<br />
	*How much do you want to invest in a home beyond the purchase price, either financially or in terms of sweat equity, if you can&#39;t find exactly what you want?<br />
	*Are you willing to consider other neighborhoods that provide better affordability?</p>
<p>
	RESALE<br />
	*How long do you plan to live in this home? How does this impact the type&nbsp;of home you will buy, how much you will spend, and your choice of location?</p>
<p>
	<strong>&nbsp;</strong></p>]]></description><link>http://www.virginiabeachhomesonline.com/Blog/What-Do-You-Want-and-Need-in-a-Home</link><guid>http://www.virginiabeachhomesonline.com/Blog/What-Do-You-Want-and-Need-in-a-Home</guid><pubDate>Thu, 28 Feb 2013 03:00:00 GMT</pubDate></item><item><title>3 Bedroom Ranch with Large Yard</title><description><![CDATA[<img src="http://www.virginiabeachhomesonline.com/property/5564-AURORA-DR-Virginia-Beach-Virginia/images/index/483832/0/t" title="" alt="" style="float:left; padding:3px;" /><p>
	Converted garage with sqft per tax records. Square footage per owner&#39;s record. Large detached garage in back. Seller to pay up to 3% Closing costs assistance.</p>
]]></description><link>http://www.virginiabeachhomesonline.com/property/5564-AURORA-DR-Virginia-Beach-Virginia</link><guid>http://www.virginiabeachhomesonline.com/property/5564-AURORA-DR-Virginia-Beach-Virginia</guid><pubDate>Wed, 27 Feb 2013 01:48:00 GMT</pubDate></item><item><title>Buying Vs Renting</title><description><![CDATA[<p>
	&nbsp;</p>
<table border="1" cellpadding="1" cellspacing="1" style="width: 500px;">
	<caption>
		<strong><span style="color: rgb(0, 0, 255);">How Much You Spend on Rent Over Time</span></strong></caption>
	<thead>
		<tr>
			<th scope="row">
				<p>
					<span style="color: rgb(0, 0, 255);">Monthly Rent</span></p>
			</th>
			<th scope="col">
				<span style="color: rgb(0, 0, 255);">1 Year</span></th>
			<th scope="col">
				<span style="color: rgb(0, 0, 255);">2 Years</span></th>
			<th scope="col">
				<span style="color: rgb(0, 0, 255);">5&nbsp;Years</span></th>
			<th scope="col">
				<span style="color: rgb(0, 0, 255);">10&nbsp;Years</span></th>
			<th scope="col">
				<span style="color: rgb(0, 0, 255);">15 Years</span></th>
			<th scope="col">
				<span style="color: rgb(0, 0, 255);">30 Years</span></th>
		</tr>
	</thead>
	<tbody>
		<tr>
			<th scope="row">
				<span style="color: rgb(0, 0, 255);">$500</span></th>
			<td>
				$6,000</td>
			<td>
				$12,000</td>
			<td>
				$30,000</td>
			<td>
				$60,000</td>
			<td>
				$90,000</td>
			<td>
				$180,000</td>
		</tr>
		<tr>
			<th scope="row">
				<span style="color: rgb(0, 0, 255);">$750</span></th>
			<td>
				$9,000</td>
			<td>
				$18,000</td>
			<td>
				$45,000</td>
			<td>
				$90,000</td>
			<td>
				$135,000</td>
			<td>
				$270,000</td>
		</tr>
		<tr>
			<th scope="row">
				<span style="color: rgb(0, 0, 255);">$1000</span></th>
			<td>
				$12,000</td>
			<td>
				$24,000</td>
			<td>
				$60,000</td>
			<td>
				$120,000</td>
			<td>
				$180,000</td>
			<td>
				$360,000</td>
		</tr>
		<tr>
			<th scope="row">
				<span style="color: rgb(0, 0, 255);">$1250</span></th>
			<td>
				$15,000</td>
			<td>
				$30,000</td>
			<td>
				$75,000</td>
			<td>
				$150,000</td>
			<td>
				$225,000</td>
			<td>
				$450,000</td>
		</tr>
		<tr>
			<th scope="row">
				<span style="color: rgb(0, 0, 255);">$1500</span></th>
			<td>
				$18,000</td>
			<td>
				$36,000</td>
			<td>
				$90,000</td>
			<td>
				$180,000</td>
			<td>
				$270,000</td>
			<td>
				$540,000</td>
		</tr>
	</tbody>
</table>
<p>
	&nbsp;</p>
<p>
	Money paid for rent is money you will never see again, but mortgage payments let you build equity in your home. Building equity in your home is a ready made savings plan. Unlike rent, your fixed-rate mortgage payments don&#39;t go up over the year. However, property tax and insurance will rise. Once you buy the home is yours. You are able to benefit from your investment for as long as you own the home. Owning your own home is the number one way to build financial security.The federal reserve reports homeowners have on average $184,000 in household wealth vs renters whose net wealth on average is $4,000.&nbsp;Owning a home creates stability. Remaining in one area for several years lets you and your family establish lasting relationship and offers your children the benefit of educational continuity. Home ownership also gives children a better start. Studies show that children of home owners have higher education levels, a lower rate of teen pregnancy and higher test scores. Mortgage interest and private mortgage insurance&nbsp;are tax deductible. For the first few years, its typical that the majority of your payments&nbsp;are made up of interest and for many that can mean significant tax savings. You no longer need a big down payment&nbsp;either. Today there are affordable loan products that require little or nothing down. Its a Great Time to BUY! Today&#39;s market offers affordable housing prices, large inventories or homes available and low mortgage rates provide a great opportunity for many home buyers.</p>]]></description><link>http://www.virginiabeachhomesonline.com/Blog/Buying-Vs-Renting</link><guid>http://www.virginiabeachhomesonline.com/Blog/Buying-Vs-Renting</guid><pubDate>Thu, 31 Jan 2013 03:00:00 GMT</pubDate></item><item><title>Why List With Us?</title><description><![CDATA[<p style="text-align: center;">
	<strong>As William E Wood At The Mall and The Kevin Monette Real Estate Team </strong></p>
<p style="text-align: center;">
	<strong>We Have Two Dozen Reasons Why You Should List With Us.</strong></p>
<p>
	We have <span style="color: rgb(178, 34, 34);">Proven Results</span>. Our position as one of the number one real estate networks in Hampton Roads, earned by successfully marketing homes such as yours.</p>
<p>
	We have a <span style="color: rgb(178, 34, 34);">Reputation</span> and a name recognition synonymous to professionalism.</p>
<p>
	Our team has <span style="color: rgb(178, 34, 34);">Years of Experience</span> in real estate service to home buyers and sellers. We generate many repeat purchasers.</p>
<p>
	Our <span style="color: rgb(178, 34, 34);">Convenient Locations </span>in major malls throughout Hampton Roads to serve your needs wherever you may be.</p>
<p>
	We are <span style="color: rgb(178, 34, 34);">Full-Time REALTORS</span>. Our career agents adhere to firm standards of production.</p>
<p>
	Our <span style="color: rgb(178, 34, 34);">Knowledgable Sales Force </span>hone their skills utilizing in-house training, enabling them to offer creative financial solutions, eliminate problems, and negotiate higher sales prices.</p>
<p>
	<span style="color: rgb(178, 34, 34);">Multiple Listing Service</span> provides information about your property to over 7,000 area real estate professionals across Hampton Roads.</p>
<p>
	We belong to the <span style="color: rgb(178, 34, 34);">Association of REALTORS</span>.&nbsp;A membership that promotes professionalism and strict adherence to the REALTOR code&nbsp;of ethics.</p>
<p>
	<span style="color: rgb(178, 34, 34);">Marketing Through Technology </span>immediately distributes information to all cooperating agents and potential buyers via internet and a data base of registered buyers.</p>
<p>
	<span style="color: rgb(178, 34, 34);">National Relocation Services </span>generate highly motivated&nbsp;corpoerate transferees. Military Teams target incoming personnel.</p>
<p>
	<span style="color: rgb(178, 34, 34);">Maximum Exposure </span>for your home means it will be seen inside area mall by 100,000&#39;s of potential buyers, seven days a week to reduce market time.</p>
<p>
	We&nbsp;<span style="color: rgb(178, 34, 34);">Pre-qualify&nbsp;Buyers </span>carefully to determine that they are financially capable and ready to buy.</p>
<p>
	<span style="color: rgb(178, 34, 34);">More&nbsp;Listings </span>than any other area network indicates the high level of owner confidence in our ability to get your home sold.</p>
<p>
	<span style="color: rgb(178, 34, 34);">We Care </span>about our friends, neighbors,communities, schools, and churches as evidence by our&nbsp;contributions.</p>
<p>
	<span style="color: rgb(178, 34, 34);">24-Hour Service </span>to immediately assist our clients and sales force with any real estate needs.</p>
<p>
	<span style="color: rgb(178, 34, 34);">Sales Incentives&nbsp;</span>provide a bonus to our sales force as an incentive to work harder to sell your home.</p>
<p>
	We have&nbsp;a <span style="color: rgb(178, 34, 34);">Proven Marketing Plan </span>which provides a comprehensive marketing strategy to get the highest possible price in the shortest time period with the least amount of inconveniences.&nbsp;&nbsp;</p>
<p>
	<span style="color: rgb(178, 34, 34);">For Sale Signs </span>that feature our award winning highly recognizable logo and our most effective marketing tool, they catch the eye of many potential buyers.</p>
<p>
	<span style="color: rgb(178, 34, 34);">Feature Sheets </span>are available for prospective purchasers, provide a descriptive narrative that calls their attention to your homes amenities.</p>
<p>
	We provide <span style="color: rgb(178, 34, 34);">Constant Communication</span>, gives you up-to-date input about the competition, interested buyers, marketing programs, problems, and comments from other agents. We Will Not List You and Leave You!</p>
<p>
	<span style="color: rgb(178, 34, 34);">Paperwork</span>, it is unavoidable in real estate sales. We complete all forms and take care of details to ensure a smooth transaction.</p>
<p>
	We <span style="color: rgb(178, 34, 34);">Manage the Details</span>. We follow up with attorneys, brokers,engineers, termite and home inspectors, appraisers, lenders as well as a dozen others essential to closing.</p>
<p>
	<span style="color: rgb(178, 34, 34);">Our Objective </span>is to represent You, our most important asset, to the best of our ability.</p>
<p>
	<span style="color: rgb(178, 34, 34);">Satisfaction</span> through quality service, is our goal.</p>]]></description><link>http://www.virginiabeachhomesonline.com/Blog/Why-List-With-Us</link><guid>http://www.virginiabeachhomesonline.com/Blog/Why-List-With-Us</guid><pubDate>Thu, 31 Jan 2013 03:00:00 GMT</pubDate></item><item><title>The Dos and Don'ts When Buying a Home:</title><description><![CDATA[<div>
	<strong>Build Your Credit:</strong> Make sure you keep your credit card accounts low, do not open any new accounts and stay current on your payments.</div>
<div>
	&nbsp;</div>
<div>
	<strong>Strengthen Your Credit Score:</strong> The higher your credit score the better rate you can get. A score between 680-720 can get you a good deal. A score above a 750 will get you the best rate on the market.</div>
<div>
	&nbsp;</div>
<div>
	<strong>Save Save Save:</strong> Save enough money for a down payment and closing costs. An FHA loan down payment typically runs 3.5%-10% of the loan amount with a score of 500 or higher. Closing costs are different with each purchase but we can give you a better idea once we start the process. Exceptions to each of these, VA loans require no down payment and you can always negotiate for sellers to pay all or some of your closing costs. Do not spend the money you have set aside until the entire transaction has been completed.</div>
<div>
	&nbsp;</div>
<div>
	<strong>Get Pre-approved:</strong> Find a lender in your area and make sure you are happy with your choice. Getting pre-approved does not take long at all and its the first step in finding your new home. Your lender will tell you if there is anything else you need to do with your credit and tell you how much the bank will loan you.</div>
<div>
	&nbsp;</div>
<div>
	<strong>Stay Comfortable:</strong> Figure out how much house you can afford comfortably. Calculate your mortgage payment with increased expenses(taxes, insurance and increased or extra utilities) savings, and entertainment.</div>
<div>
	&nbsp;</div>
<div>
	<strong>Connect with a Real Estate Agent:</strong> You want to find a professional who will negotiate on your behalf and protect you during the entire process of purchasing your home.</div>
<div>
	&nbsp;</div>
<div>
	<strong>Keep Stable:</strong> Stay at your current job and do not switch banks. Lenders are looking for stability, with stability they know you are less likely to default on your loan.</div>
<div>
	&nbsp;</div>
<div>
	<strong>Stay Away from Financing:</strong> While you are in your loan process, do not buy a new vehicle. This means a car, a truck, a van or any other form of transportation that you have to finance. Do not buy any furniture especially that you have to finance. You want to keep your debt-to-income ratio as low as possible.</div>
<div>
	&nbsp;</div>
<div>
	<strong>DO NOT:</strong> Co-sign a loan for anybody, even if you never make a payment on the loan it still effects your debt-to-income ratio. Also do not make any large or cash deposits into your banking account without speaking with your lender first.</div>
<div>
	&nbsp;</div>
<div>
	<strong>Buy a Home You Love:</strong> Take your time and make sure you are happy.</div>
<div>
	&nbsp;</div>
<div>
	<strong>Savings:</strong> Make sure you build a healthy savings account on average you will spend about 2.5% of your home value yearly on maintaining your home.</div>]]></description><link>http://www.virginiabeachhomesonline.com/Blog/The-Dos-and-Donts-When-Buying-a-Home</link><guid>http://www.virginiabeachhomesonline.com/Blog/The-Dos-and-Donts-When-Buying-a-Home</guid><pubDate>Thu, 31 Jan 2013 03:00:00 GMT</pubDate></item><item><title>Military Relocation to the Hampton Roads</title><description><![CDATA[<p>
	As a 12 year Army vet, I realize the stress of picking up a family and relocating to an area, where you know noone and nothing about the area.&nbsp; Can anyone express any concerns about getting ready to relocate and what your fears are?</p>
<p>
	&nbsp; With today&#39;s internet and search engines, there are many resources out there, for information.&nbsp; Does anyone have any useful links, which I can use to assist our military famlies?&nbsp; I have links for schools and things to do, but maybe you can provide something that would be more useful to our military Families.&nbsp; Thanks for helping!!!</p>]]></description><link>http://www.virginiabeachhomesonline.com/Blog/Military-Relocation-to-the-Hampton-Roads</link><guid>http://www.virginiabeachhomesonline.com/Blog/Military-Relocation-to-the-Hampton-Roads</guid><pubDate>Fri, 02 Dec 2011 03:00:00 GMT</pubDate></item><item><title>Should I Buy a Home Now?</title><description><![CDATA[<p>
	I&#39;m often asked if this is a good time to buy a home. Some clients are concerned that home prices may fall further than they have already. They are assuming that the best course of action is to wait for the bottom in the market and then buy. The problem with this approach is that you don&#39;t know where the bottom is until you see it in the rear view mirror, meaning until you&#39;ve missed it!</p>
<p>
	Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates up, it could cost you even more to service a mortgage on an identical home!</p>
<p>
	While a home is a major investment, it is also the center of your personal life. It&#39;s important to live in a home that reflects your taste and values, yet is within your financial &quot;comfort zone.&quot; To that end, it may be more important to lock in today&#39;s relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.</p>
<p>
	Please give me a call if I can be of any assistance in determining how much home you can afford in today&#39;s market.</p>]]></description><link>http://www.virginiabeachhomesonline.com/Blog/Should-I-Buy-a-Home-Now</link><guid>http://www.virginiabeachhomesonline.com/Blog/Should-I-Buy-a-Home-Now</guid><pubDate>Tue, 01 Nov 2011 03:00:00 GMT</pubDate></item></channel></rss>